Which pancakes are known for having fruit toppings?

The choice highlighting New York Cheesecake and Strawberry Banana pancakes is correct because these specific pancake varieties are designed to be served with fruit toppings, which enhance their flavor and presentation. New York Cheesecake pancakes often feature a topping of cheesecake-flavored cream and strawberries, while Strawberry Banana pancakes incorporate both strawberries and banana slices as part of their delightful garnish.

In contrast, plain pancakes are typically served without any toppings or enhancements, making them a simple base. Pancakes with maple syrup focus more on the classic syrup flavor rather than fruit, and pancakes with chocolate chips emphasize the sweetness of chocolate rather than fruit toppings. Thus, the pancakes mentioned in the correct choice clearly stand out as incorporating fruit, making them unique and flavorful options on the menu.